The early bird catches the fat worm is the golden rule of investing

Imagine you had invested in Equity in 2006 when it listed. Suffice to say, but today you'd have made a million even with Ksh200k worth of shares. Imagine you had started saving as you started working. Even if it was just 10% of your salary. Today, you'd probably have the equivalent of your annual salary in savings.

If you had a bought a one acre plot in Athi River or Kitengela in the early part of this decade, today you'd be looking to spoilt the same into one eight acres plots costing the same as the 1 acre you bought in early 00s. The same is true of almost any large town in Kenya. Even agriculture land has in some parts increased by similar price.